--- title: Living50+ | RetireSmart description: RetireSmart | A niche experience for 50+ members --- - Banking - [Checking](https://flaglercu.org/banking/checking/) - [Boost Checking](https://flaglercu.org/banking/boost/) - [Rates](https://flaglercu.org/banking/savings-and-investing-rates/) - [Certificates](https://flaglercu.org/banking/certificates/) - [Savings](https://flaglercu.org/banking/savings/) - [Online/Mobile Banking](https://flaglercu.org/resources/online-banking/) - [Consumer Fees](https://flaglercu.org/wp-content/uploads/2024/05/consumer-fee.pdf) - Borrowing - [Auto Loans](https://flaglercu.org/borrowing/vehicles/) - [Loan Rates](https://flaglercu.org/borrowing/loan-rates/) - [Home Loans](https://flaglercu.org/borrowing/mortgages/) - [Home Equity](https://flaglercu.org/borrowing/home-equity/) - [EZLOC](https://flaglercu.org/borrowing/ezloc/) - [Quick Cash](https://flaglercu.org/borrowing/quick-cash/) - [Personal Loans](https://flaglercu.org/borrowing/personal-loans/) - Cards - [Signature Visa](https://flaglercu.org/cards/signature-visa/) - [Platinum Visa](https://flaglercu.org/cards/platinum-visa/) - [Compare Our Visa Cards](https://flaglercu.org/compare-our-visa-cards/) - [Visa Limit Increase](https://app.consumer.meridianlink.com/cc/CreditCard.aspx?enc=Kw21Wblm1yxpjJabdoZaD0NwLG1OsYDTqZcyRjJI4ziWuK4zqUmmjZgNe2v1-o70Yen9vnl1qjHkpSkETrUb8g) - [Debit Cards](https://flaglercu.org/cards/dort-one-debit-card/) - Business Services - [Banking](https://flaglercu.org/business/business-services/) - [Loans](https://flaglercu.org/business/business-lending/) - [Business Rates](https://flaglercu.org/business/business-services/business-rates/) - [MSB Fees](https://flaglercu.org/wp-content/uploads/2024/05/msb-fee.pdf) - [Commercial Fees](https://flaglercu.org/wp-content/uploads/2024/05/commercial-fee.pdf) - Resources - [Shared Interest Blog](https://flaglercu.org/blog/) - [Online/Mobile Banking](https://flaglercu.org/resources/online-banking/) - [Financial Calculators](https://flaglercu.org/resources/financial-tools/) - [Holiday Schedule](https://flaglercu.org/resources/holiday-schedule/) - [Fraud & Scam Alerts](https://flaglercu.org/resources/fraud-and-scams/) - About Us - [Community Involvement](https://flaglercu.org/about-us/community/) - [Board of Directors](https://flaglercu.org/about-us/board-of-directors/) - [Career Opportunities](https://flaglercu.org/about-us/career-opportunities/) - [Contact Us](https://flaglercu.org/about-us/contact-us/) - [Login](https://www.dortfcuonline.org/dbank/live/app/login/consumer) [![Flagler Credit Union Living50+](https://life.flaglercu.org/hs-fs/hubfs/Flagler%20co-branded%20logo%20(1)-1-1.jpeg?width=300&height=100&name=Flagler%20co-branded%20logo%20(1)-1-1.jpeg "Flagler Credit Union Living50+")](https://life.flaglercu.org/) [![Flagler Credit Union Boost Checking](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242857270/interactive-215158473432.png)](https://life.flaglercu.org/hs/cta/wi/redirect?encryptedPayload=AVxigLJmnkuVDm3%2FDGjy%2F2O3ji1eVLhppRHC6isUX0XTgz7kfcj85655UxzHAe70KIAiq%2FaKOpojLAl6DtiSM36a5PDiQmdwjF2DANv7D9zD%2FyS6oc7qskujy4KyYuHCLMKjOVjtwYx3%2FRq3lKJGXtc5d2kzjdlW8fqiixftesX8oeUngjURlAua9Q%3D%3D&webInteractiveContentId=215158473432&portalId=242857270) - Banking - [Checking](https://flaglercu.org/banking/checking/) - [Boost Checking](https://flaglercu.org/banking/boost/) - [Rates](https://flaglercu.org/banking/savings-and-investing-rates/) - [Certificates](https://flaglercu.org/banking/certificates/) - [Savings](https://flaglercu.org/banking/savings/) - [Online/Mobile Banking](https://flaglercu.org/resources/online-banking/) - [Consumer Fees](https://flaglercu.org/wp-content/uploads/2024/05/consumer-fee.pdf) - Borrowing - [Auto Loans](https://flaglercu.org/borrowing/vehicles/) - [Loan Rates](https://flaglercu.org/borrowing/loan-rates/) - [Home Loans](https://flaglercu.org/borrowing/mortgages/) - [Home Equity](https://flaglercu.org/borrowing/home-equity/) - [EZLOC](https://flaglercu.org/borrowing/ezloc/) - [Quick Cash](https://flaglercu.org/borrowing/quick-cash/) - [Personal Loans](https://flaglercu.org/borrowing/personal-loans/) - Cards - [Signature Visa](https://flaglercu.org/cards/signature-visa/) - [Platinum Visa](https://flaglercu.org/cards/platinum-visa/) - [Compare Our Visa Cards](https://flaglercu.org/compare-our-visa-cards/) - [Visa Limit Increase](https://app.consumer.meridianlink.com/cc/CreditCard.aspx?enc=Kw21Wblm1yxpjJabdoZaD0NwLG1OsYDTqZcyRjJI4ziWuK4zqUmmjZgNe2v1-o70Yen9vnl1qjHkpSkETrUb8g) - [Debit Cards](https://flaglercu.org/cards/dort-one-debit-card/) - Business Services - [Banking](https://flaglercu.org/business/business-services/) - [Loans](https://flaglercu.org/business/business-lending/) - [Business Rates](https://flaglercu.org/business/business-services/business-rates/) - [MSB Fees](https://flaglercu.org/wp-content/uploads/2024/05/msb-fee.pdf) - [Commercial Fees](https://flaglercu.org/wp-content/uploads/2024/05/commercial-fee.pdf) - Resources - [Shared Interest Blog](https://flaglercu.org/blog/) - [Online/Mobile Banking](https://flaglercu.org/resources/online-banking/) - [Financial Calculators](https://flaglercu.org/resources/financial-tools/) - [Holiday Schedule](https://flaglercu.org/resources/holiday-schedule/) - [Fraud & Scam Alerts](https://flaglercu.org/resources/fraud-and-scams/) - About Us - [Community Involvement](https://flaglercu.org/about-us/community/) - [Board of Directors](https://flaglercu.org/about-us/board-of-directors/) - [Career Opportunities](https://flaglercu.org/about-us/career-opportunities/) - [Contact Us](https://flaglercu.org/about-us/contact-us/) - [Login](https://www.dortfcuonline.org/dbank/live/app/login/consumer) - [Home](https://life.flaglercu.org) - [Money](https://life.flaglercu.org/content/tag/money) - [Managing Money](https://life.flaglercu.org/content/tag/managing-money) - [Housing](https://life.flaglercu.org/content/tag/housing) - [Long-term Care](https://life.flaglercu.org/content/tag/affording-long-term-care) - [Medicare](https://life.flaglercu.org/content/tag/medicare) - [Generosity](https://life.flaglercu.org/content/tag/generosity) - [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle) - [Mindset](https://life.flaglercu.org/content/tag/mindset) - [Relationships](https://life.flaglercu.org/content/tag/relationships) - [Love & Dating](https://life.flaglercu.org/content/tag/dating) - [Grandparenting](https://life.flaglercu.org/content/tag/grandparenting) - [Friendship](https://life.flaglercu.org/content/tag/friendship) - [Family](https://life.flaglercu.org/content/tag/family) - [Retired Living](https://life.flaglercu.org/content/tag/retired-living) - [Hobbies](https://life.flaglercu.org/content/tag/hobbies) - [Entertainment](https://life.flaglercu.org/content/tag/entertainment) - [Technology](https://life.flaglercu.org/content/tag/technology) - [Outdoor Activities](https://life.flaglercu.org/content/tag/outdoor-activities) - [Housing](https://life.flaglercu.org/content/tag/housing) - [Moving](https://life.flaglercu.org/content/tag/moving) - [Downsizing](https://life.flaglercu.org/content/tag/downsizing) - [Housekeeping](https://life.flaglercu.org/content/tag/housekeeping) - [Travel](https://life.flaglercu.org/content/tag/travel) - [Domestic Travel](https://life.flaglercu.org/content/tag/domestic-travel) - [Foreign Travel](https://life.flaglercu.org/content/tag/foreign-travel) - [Travel Finance](https://life.flaglercu.org/content/tag/travel-finance) - [Health](https://life.flaglercu.org/content/tag/health) - [Medicare](https://life.flaglercu.org/content/tag/medicare) - [Diet and Food](https://life.flaglercu.org/content/tag/diet) - [Exercise](https://life.flaglercu.org/content/tag/exercise) - [Safety](https://life.flaglercu.org/content/tag/safety) - [Sleep](https://life.flaglercu.org/content/tag/sleep) - [Getting Older](https://life.flaglercu.org/content/tag/getting-older) - [Care](https://life.flaglercu.org/content/tag/care) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. ![Hobbies That Pay: Monetizing Your Passions in Retirement](https://life.flaglercu.org/hs-fs/hubfs/Hobbies%20That%20Pay%20Monetizing%20Your%20Passions%20in%20Retirement.jpg?width=300&name=Hobbies%20That%20Pay%20Monetizing%20Your%20Passions%20in%20Retirement.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[Money](https://life.flaglercu.org/content/tag/money)[Hobbies](https://life.flaglercu.org/content/tag/hobbies)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Retired Living](https://life.flaglercu.org/content/tag/retired-living) ## [Hobbies That Pay: Monetizing Your Passions in Retirement](https://life.flaglercu.org/content/hobbies-pay-monetizing-passions-retirement) Many of us dream of retirement as a time when we can kick back and leave our work life behind. Yet... Jan 14, 2026, 6:16:19 PMReading time9 ![Practical Budgeting and Saving Tips To Afford Your Dream Vacation](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/0001-8846603966647900005.jpg?width=300&name=0001-8846603966647900005.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[Money](https://life.flaglercu.org/content/tag/money)[Foreign Travel](https://life.flaglercu.org/content/tag/foreign-travel)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Travel](https://life.flaglercu.org/content/tag/travel)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Domestic Travel](https://life.flaglercu.org/content/tag/domestic-travel) ## [Practical Budgeting and Saving Tips To Afford Your Dream Vacation](https://life.flaglercu.org/content/practical-budgeting-saving-tips-afford-dream-vacation) Planning a vacation you've been dreaming about for years doesn't have to be a fantasy. Especially... Apr 10, 2025, 10:30:00 AMReading time5 ![Estate Planning 101: Creating Wills, Trusts, and Advance Directives](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Estate%20Planning%20101-1.jpg?width=300&name=Estate%20Planning%20101-1.jpg) [Money](https://life.flaglercu.org/content/tag/money)[Getting Older](https://life.flaglercu.org/content/tag/getting-older)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money) ## [Estate Planning 101: Creating Wills, Trusts, and Advance Directives](https://life.flaglercu.org/content/estate-planning-creating-updating-wills-trusts-advance-directives) Estate planning is a crucial process that ensures your assets are managed and distributed according... Mar 18, 2025, 3:00:00 PMReading time5 ![11 Tips to Reduce Your Spending in Retirement](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Copy%20of%2011%20Tips%20to%20Reduce%20Your%20Spending%20in%20Retirement-1.jpg?width=300&name=Copy%20of%2011%20Tips%20to%20Reduce%20Your%20Spending%20in%20Retirement-1.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Retired Living](https://life.flaglercu.org/content/tag/retired-living) ## [11 Tips to Reduce Your Spending in Retirement](https://life.flaglercu.org/content/tips-reduce-your-spending-retirement) Retirement is the light at the end of the tunnel. A lifetime of working hard, saving money, and... Feb 14, 2025, 3:00:00 PMReading time4 ![What Are the Different Types of Second Homes?](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Copy%20of%20What%20Are%20the%20Different%20Types%20of%20Second%20Homes%3F.jpg?width=300&name=Copy%20of%20What%20Are%20the%20Different%20Types%20of%20Second%20Homes?.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[At Home](https://life.flaglercu.org/content/tag/at-home)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Video](https://life.flaglercu.org/content/tag/video)[Travel](https://life.flaglercu.org/content/tag/travel)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Second Homes](https://life.flaglercu.org/content/tag/second-homes)[Moving](https://life.flaglercu.org/content/tag/moving)[Retired Living](https://life.flaglercu.org/content/tag/retired-living) ## [What Are the Different Types of Second Homes?](https://life.flaglercu.org/content/different-types-second-homes) A second home can encompass a variety of living arrangements. Whether you're considering a house,... Aug 8, 2024, 11:15:00 AMReading time5 ![Fixed Income, Flexible Future: Adapting to Economic Shifts](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/pexels-karolina-grabowska-5900228.jpg?width=300&name=pexels-karolina-grabowska-5900228.jpg) [Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money) ## [Fixed Income, Flexible Future: Adapting to Economic Shifts](https://life.flaglercu.org/content/fixed-income-flexible-future-adapting-economic-shifts) Retirement should be a time of comfort. However, managing your finances on a fixed income can be... Jul 3, 2024, 2:30:00 PMReading time6 ![How to Help Your Kids with Their Retirement Without Jeopardizing Yours](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/iStock-1499800111-1.jpg?width=300&name=iStock-1499800111-1.jpg) [Relationships](https://life.flaglercu.org/content/tag/relationships)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Family](https://life.flaglercu.org/content/tag/family)[Retired Living](https://life.flaglercu.org/content/tag/retired-living) ## [How to Help Your Kids with Their Retirement Without Jeopardizing Yours](https://life.flaglercu.org/content/helping-adult-children-financially-retirement) When Baby Boomers started working, retirement pensions were more common. However, starting in the... Jun 27, 2024, 12:45:00 PMReading time4 ![Second Homes: Buy or Rent?](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Copy%20of%20Second%20Homes%20Buy%20or%20Rent%3F.jpg?width=300&name=Copy%20of%20Second%20Homes%20Buy%20or%20Rent?.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[At Home](https://life.flaglercu.org/content/tag/at-home)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Video](https://life.flaglercu.org/content/tag/video)[Travel](https://life.flaglercu.org/content/tag/travel)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Second Homes](https://life.flaglercu.org/content/tag/second-homes)[Moving](https://life.flaglercu.org/content/tag/moving)[Retired Living](https://life.flaglercu.org/content/tag/retired-living)[Housing](https://life.flaglercu.org/content/tag/housing) ## [Second Homes: Buy or Rent?](https://life.flaglercu.org/content/second-homes-buy-or-rent) Many assume a second home means purchasing a house, condominium, or mobile/manufactured home.... May 30, 2024, 10:15:00 AMReading time5 ![Talking to Your Adult Children About Money: Yours and Theirs](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Copy%20of%20Talking%20to%20Your%20Adult%20Children%20About%20Money%20Yours%20and%20Theirs.jpg?width=300&name=Copy%20of%20Talking%20to%20Your%20Adult%20Children%20About%20Money%20Yours%20and%20Theirs.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[Relationships](https://life.flaglercu.org/content/tag/relationships)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Family](https://life.flaglercu.org/content/tag/family)[Grandparenting](https://life.flaglercu.org/content/tag/grandparenting)[Retired Living](https://life.flaglercu.org/content/tag/retired-living) ## [Talking to Your Adult Children About Money: Yours and Theirs](https://life.flaglercu.org/content/talking-to-adult-children-about-money-yours-and-theirs) Benjamin Franklin famously said, "…in this world nothing can be said to be certain, except death... May 23, 2024, 11:15:00 AMReading time3 ![Using a Health Savings Account to Pay for Long-Term Care](https://life.flaglercu.org/hs-fs/hubfs/Imported_Blog_Media/Copy%20of%20Using%20a%20Health%20Savings%20Account%20to%20Pay%20for%20Long-Term%20Care.jpg?width=300&name=Copy%20of%20Using%20a%20Health%20Savings%20Account%20to%20Pay%20for%20Long-Term%20Care.jpg) [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle)[At Home](https://life.flaglercu.org/content/tag/at-home)[Money](https://life.flaglercu.org/content/tag/money)[RetireSmart](https://life.flaglercu.org/content/tag/retiresmart)[Video](https://life.flaglercu.org/content/tag/video)[Managing Money](https://life.flaglercu.org/content/tag/managing-money)[Health](https://life.flaglercu.org/content/tag/health)[Care](https://life.flaglercu.org/content/tag/care)[Affording Long-Term Care](https://life.flaglercu.org/content/tag/affording-long-term-care) ## [Using a Health Savings Account to Pay for Long-Term Care](https://life.flaglercu.org/content/using-a-health-savings-account-to-pay-for-long-term-care) Most of us have heard of a Health Savings Account (HSA), but many don't understand the... May 14, 2024, 11:45:00 AMReading time5 [![Start saving today with a certificate](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242857270/interactive-215141642949.png)](https://life.flaglercu.org/hs/cta/wi/redirect?encryptedPayload=AVxigLJ8dsJiZOe2LcTyiVyQZ3Zw2a8eUSnRJFzIUGVHRiKJHMV72ACQYBEYNrR05IqWaqE5MQEm5hViSqMeapbCJNkyri%2BCHI2XwEfcjp8bQlFitOO%2FH8XErQh8V2hfkVeUI8Stz%2BX9kw6Y6rBRxOUik9JUjFDt%2BlEZW9lUH64pKaM7cdnaQKbBjq30cB5AveA%3D&webInteractiveContentId=215141642949&portalId=242857270) [![Get a commercial loan today](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/242857270/interactive-215141642944.png)](https://life.flaglercu.org/hs/cta/wi/redirect?encryptedPayload=AVxigLId8wUB4nBD9hM1HHMXHUlAEG2m7lhbw8qQbhfpZSlr2bN6vYdEoofMBvVUH2fcoiFdF6qqP9xwTwW9b4qC5j0VZZi6ndh9BaAuZLg2Kqu2XQ4kD0nO9wDoOpw2EBkVXSAJodxW5L4ZwBSpgk0MUO33EcAMTCjcfh0WLpLwPbHj8JKOgHS53bIOX7Fuy7ua4RPYvw%3D%3D&webInteractiveContentId=215141642944&portalId=242857270) Prev [1](https://life.flaglercu.org/content/tag/retiresmart/page/1)[2](https://life.flaglercu.org/content/tag/retiresmart/page/2)[3](https://life.flaglercu.org/content/tag/retiresmart/page/3)[Next](https://life.flaglercu.org/content/tag/retiresmart/page/2) ##### ![2-2](https://life.flaglercu.org/hubfs/2-2.svg) ##### QUICK LINKS - [Home](https://life.flaglercu.org) - [Money](https://life.flaglercu.org/content/tag/money) - [Lifestyle](https://life.flaglercu.org/content/tag/lifestyle) - [Housing](https://life.flaglercu.org/content/tag/housing) - [Travel](https://life.flaglercu.org/content/tag/travel) - [Health](https://life.flaglercu.org/content/tag/health) ##### LOCATIONS **Boca Raton:** 5255 North Federal Hwy Boca Raton, FL 33487 **Lake Clarke Shores:** 1801 Forest Hill Boulevard West Palm Beach, FL 33406 **North Palm Beach:** 555 Northlake Boulevard North Palm Beach, FL 33408 **N. 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